Risk adjustment - как бы его обозвать по-красивее.

[OlgaL]

Вот как бы это перевести красиво - risk adjustment
Как-то вроде бы понимаешь, что это как "оценка риска", но не очень доволен...

В статьях это всречалось в таком виде -

30% of the payments to unsurers will be risk-adjusted based on the health ot the people who sign up.

... risk adjustment is a critically important problem...

The new risk -adjustment system is designed to stop ...[/b]

[SK1901]

Вот как бы это перевести красиво - risk adjustment
Как-то вроде бы понимаешь, что это как "оценка риска", но не очень доволен...

В статьях это всречалось в таком виде -

30% of the payments to insurers will be risk-adjusted based on the health ot the people who sign up.

При вычислении тридцати процентов выплат страховым компаниям будет учитываться состояние здоровья заявителя.

... risk adjustment is a critically important problem...

The new risk -adjustment system is designed to stop ...[/b]

тут маловато контекста

[OOOO]

Вот как бы это перевести красиво - risk adjustment
Как-то вроде бы понимаешь, что это как "оценка риска", но не очень доволен...

Нет. "оценка риска" переводится как risk evaluation либо risk assesment.

30% of the payments to insurers will be risk-adjusted based on the health ot the people who sign up.

30% от суммы платежей страховой компании зависят от степени риска вызванного состоянием здоровья подписчиков.

[SouthernBelle]

risk adjustment is more commonly used as risk margin.

[OlgaL]

Сейчас дадим больше контекста.

1. Henry Aaron, an economist at the Brookings Institution, says risk adjustment is “ a critically important problem that has to be solved if any of the market-based solutions are to have a prayer of working”.
Poor risk adjustment is on of the problems that has plagued Medicare + Chose, which since 1997 has offered Medicare recipients the chance to get their benefits from a private insurer.

2.The new risk-adjustment system is designed to stop cherry-picking. Suppose two 90-year-old women in Brooklyn, N.Y., separately want to sing up for a Medicare Advantage plan. The first women visited her doctor last year to get treated for severe diabetes and also spent a few night in the hospital with what was diagnosed as congestive heart failure. The second didn’t have any health problems in the past year.

3.Using a computer program that predicts health costs of people with various diagnosed in the past year, the government would pay the Medicare Advantage plan $17,834 to take the first women for a year but only $10,936 for the second woman. The figures assume 100% risk adjustment, whish doesn’t take effect until 2007.

4.The risk-adjustment computer isn’t a perfect predictor of what will cost to cover a person .It only includes 65 common diagnosed, because insurers protested that collection data on all diagnoses would be to burdensome.

5.Economists say the risk adjustment doesn’t have to be prefect – only good enough so that it becomes too difficult for insurers to try gaming the system.

[SK1901]

"Поправка на риск"
"Корректировка по риску"

[OOOO]

"Поправка на риск"

Bingo!
А я всё репу чесал как ёмче перевести на русский.

[OlgaL]

"Поправка на риск"
"Корректировка по риску"

Cупер ! ! !
Спасибо !
А так же благодарю всех принявших участие в обсуждении!
Счастья в Новом Году!

[Butterfly]

"Поправка на риск"

Класс!