Когда лучше ре-финасировать дом

[Monika]

It works, push them, if you have good credit score+ income verification, you don't need independent broker unless they want to share with you with certain % of their commission as cash back, [otherwise you will give them business,]
that bank pays them, I would suggest you if you matching criterions above, go and deal with bank directly

All I mentioned in prev. posts is working, it is proved by my experience all those who I know, just be pushy and bank will not let you go w/o deal