Ух, чего выдумали в Калифорнии

[greshnik01]

http://www.bloomberg.com/news/2013-08-0 ... arket.html

Mortgage principal reductions are one of those policy ideas that never dies, or goes anywhere. The theory is simple enough: One of the biggest predictors of default is being underwater -- the value of the house being less than the mortgage -- so if you do a principal reduction, you lower the risk of default. You also prevent some related problems, including people who can’t move to take a better job because they’re underwater on their mortgages. All else equal, that should goose the economic growth rate a bit, especially now, when unemployment is so high