Буду благодарен за любой отклик.
Annual fee - None.
Annual Percentage Rate (APR) - Platinum Plus or Preferred account: 14.99% APR for purchases.
Grace period for repayment of balance for purchases - At least 25 days, if each month, we receive payment in full of your New Balance Total by the Payment Due Date.
Method of computing the balance for purchases - Average Daily Balance (including new transactions).
Transaction fees for cash advances and fees for paying late or exceeding the credit limit - Transaction fee for Bank and ATM cash advances: 3% of each cash advance (minimum $5). Transaction fee for credit card cash advance checks and balance transfers: 3% of each cash advance (minimum $5, maximum $30). Late-payment fee: $29. Over-the-credit-limit fee: $29.
Transaction fee for purchases - Transaction fee for the purchase of wire transfers, money orders, bets, lottery tickets, and casino gaming chips: 3% of each such purchase (minimum $5).
MORE APR INFORMATION
The current promotional Annual Percentage Rate (APR) offer for cash advance check and balance transfer transactions made with either account is 3.9% through your first four statement closing dates, commencing the month after your account is opened. When your minimum monthly payment is late (that is, not received by its Payment Due Date), or when the promotional offer expires, the APR that will be applied to all new and outstanding cash advance balances (consisting of cash advance check and balance transfer transactions) will be 14.99% for both the Platinum Plus and Preferred accounts. Should your payment be late, the non-promotional APR will be applied to all new and outstanding cash advance check and balance transfer balances as of the first day of the billing cycle in which the payment was late (or never received). MBNA may allocate your payments to balances (including new transactions) with lower APRs before balances with higher APRs.-CONDITIONS
I have read this application and everything I have stated in it is true. I authorize MBNA America Bank, N.A. (MBNA) to check my credit, employment history, or any other information and to report to others such information and credit experience with me.
I understand that the acceptance or use of any card issued will be subject to the terms of this application and the Credit Card Agreement that will be sent with the card, and I agree to be responsible for all charges incurred according to such terms. I am at least 18 years of age. I consent to and authorize MBNA, any of its affiliates, or its marketing associates to monitor and/or record any of my telephone conversations with their representatives or the representatives of any of those companies. I understand that if this credit card application is approved for an account with a credit line of less than $5,000, I will receive a Prefered account.! accept that MBNA may, at its discretion, periodically consider any account for an automatic upgrade. Information about me or my account may be shared among MBNA and its related companies for..
