Speaking of doubling or tripling your capital. Тут выше я давала ссылку на блог трейдера. Там много читать (очень полезная инфа между прочим), я скопирую только одну часть:
Day Trading For Yourself - Income Potential
Let me guess; you are thinking millions right now.
As I was writing this, I almost typed out "ha ha ha ha," oh wait I just did.
As traders, we have this innate part of us that only sees the limitless possibilities I need to bring you down to earth a little. First off, trading is honestly worse than a sales job or entrepreneurship when it comes to steady income. The level of uncertainty can be unbearable if you have never gone without a steady paycheck. In sales, you can have a rough month and just commit yourself to knocking on more doors or calling more people until you land the much-needed deal. In day trading more effort does not equal greater results.
Your earning potential is in direct proportion to your starting capital and monthly expenses. I talked about the requirements for how much money you need, funny enough in the article titled 'How much money do I need to start Day Trading for a Living?' Odds are the majority of people reading this article fall into this bucket, myself included. So let's break down the numbers in layman terms.
Instead of calling out how much money you can make, we're going to give you a range of how much you can earn based on your starting trading capital.
Starting Capital of Less Than 50k
If you are attempting to day trade with less than 50k dollars and you have any monthly expenses, you will be out of money within 6 - 24 months. You are probably thinking, ouch that is harsh; well it's the truth. Our friendly SEC requires that you have a minimum of 25k to day trade. This leaves you with only 25k dollars that you can risk before you run into a road block for your trading career. This is what I love about trading and money management; the numbers don't lie. So just to be clear you will not make any salary from day trading if you have less than 50k dollars, life will simply eat you alive.
Starting Capital of 100k - 250k
If I'm a betting man most of you reading this article will fall in this bucket. This is likely the bulk of your life savings, and you are somewhere between 30 to 55 years of age. I still say if you have monthly expenses, this isn't enough money to start trading for a living. But since you have landed on a site looking for day trading salary information, let me give you some numbers.
Average Day Trader Salary = 20% annual return. This breaks down to 20k to 50k for an annual salary.
Above Day Trader Salary = 50% annual return. This breaks down to 50k to 125k.
At the Very Top Salary = 100%+. This breaks down to 100k to 250k and beyond
Here we go, you all read the last three bullets, and the majority of you have placed yourself in the "At the Very Top" bucket. Assuming I have pegged you in the right age bracket, how do you think making 50k for an entire year sounds when you likely have a mortgage, young children or maybe kids heading off to college? Doesn't sound like much fun if you ask me.
Starting Capital of 500k
If you do not have any supplemental income and want to have a decent existence in this place we call planet earth; please do yourself a favor and pool together a substantial amount of trading capital. You probably are reading this and saying to yourself, why did this guy just crush my dream of becoming a day trader. Trust me, I'm not a mean guy but the again the numbers don't lie.
Just to be clear please read the below benchmarks
If you have another form of income, you can start with less than 500k
No bills and you can start out with less than 500k
If your spouse is going to carry the load while you tackle your new profession, you can start out with less than 500k
For scenarios 1 - 3 above, you can use the golden ratio of 50 to 1; 50 times your monthly expenses in trading capital.
For example, if your monthly bills are 2k US dollars, you will need 100k trading capital.
If you fall outside of the three scenarios listed above, you will need a half a million dollars to make it. Let's break down why you need 500k to make it in day trading.
You will Occupy a Higher Tax Bracket
Your income will be taxed as if you worked a regular job. You will not enjoy the same low tax rates of long-term investors like Mitt Romney. If you live in the US, are married with a few kids, and make 20% on your 100k, you'll be lucky if you bring home 70k after taxes.
Take the 70k and divide that across 12 months, that leaves you with about $5,800 per month. Now, if you live south of North Carolina or out west in Idaho, this may be enough to take care of a family of 4; however, if you live in DC where I'm from, you are right on the edge.
If you are an above average or an exceptional day trader, then you will do just fine. Odds are it is going to take you a few years to get to this point. Just remember that until a Republican makes good on the no capital gain taxes, you will be paying the same taxes you did as an employee.
You Pay Less Commissions
Most brokerage firms offer a two-tier commission structure.
The trader can either elect to pay a per share transaction or a flat fee. Assuming you are trading with 500k, this will give you margin of up to 2M.
In other words, you will be trading a lot of shares depending on your strategy. Therefore, you will want to use the flat fee commission approach to reduce your trading costs.
As your account value increases, the commissions paid as a percentage of your profits will decrease. Lastly, most brokerage firms will offer lower commissions to clients depending on their account value. This sort of unique offering begins at 250k, so you would easily qualify.
Less Stress on You and Your Family
I'm telling you this from experience, it will feel much better if you have a losing month and have to draw a few thousand to cover bills, but still see an account balance of $687,585.90.
Imagine having a losing month and needing to withdraw $3,000 only to see an account balance of $45,675.87. Imagine how that will make you feel as you approach each trading day. Think about the raw emotions that will pierce through your body as you drop your kids off at school. Save yourself a headache and figure out a way to supplement your income or continue to find ways to accumulate the necessary funds to get started.
Time is Not on Your Side
I strongly believe you need a minimum of 10k hours as described in the book outliers to master day trading. Remember you are trading to be an above average or at the very top relative to all day traders in the world.
For argument's sake, let's assume you are spending 50 hours a week trading and researching your strategy and only take off two weeks per year. This means you will work 50 hrs a week for 50 weeks for a total of 2,500 hours.
Now let's say you are super smart (clearly because you want to take on day trading as a profession) and only need 5,000 hours to master trading. At a minimum, we are still talking about two full years of practice to hone your skills.
What do you think your odds of success are if you only have 80k in an account for you to survive this two to three year learning period?
Now is it clear why 90% of day traders fail within the first few years? Most of it has very little to do with the type of profession we have chosen or how good we are at this game. It just comes down to do you have enough cash on hand to make it to the promise land at the very top category of day traders who beat the other 90% on a daily basis.
Last edited by Osen' on 30 Jul 2017 22:25, edited 1 time in total.